Using Loans for EB-5 — What Investors Need to Know

Can you finance your EB-5 Immigrant Investor Program investment with borrowed funds? In this recent live discussion, Irina Rostova breaks down one of the most frequently misunderstood EB-5 topics: using loans as a lawful source of investment capital.

Rather than focusing only on whether loans are allowed—the short answer is yes—this session dives into how they must be structured, what documentation may be required, and where investors can run into trouble if they do not plan carefully.

The conversation explores both secured and unsecured financing strategies, including practical considerations for using home equity, private lending, and other funding sources for an EB-5 investment.

One of the biggest takeaways from the discussion: using leverage does not reduce source-of-funds scrutiny. In some cases, it can increase it. The replay explains why proper structuring and due diligence matter, and how investors can approach loan-based strategies more thoughtfully.

If you have been considering whether financing may be part of your EB-5 plan, this replay offers valuable guidance on the risks, rules, and strategic considerations involved.

Watch the replay and learn how borrowed funds may fit into an EB-5 strategy when handled correctly.